Terms of Use

The terms that govern access to and use of the HomesbyBennett platform.

Effective: March 2026
01

Acceptance of Terms

By accessing or using homesbybennett.com in any capacity - whether browsing informational content, completing a form, creating an account, or returning as a registered user - you agree to be bound by these Terms of Use in full. If any part of these terms is not acceptable, access to and use of the platform should be discontinued immediately.

These terms constitute a binding agreement between each visitor or user and HomesbyBennett. They govern all interactions with the platform and apply regardless of how the site is accessed, whether through a desktop browser, mobile device, or any other means.

HomesbyBennett reserves the right to update or revise these terms at any time. The effective date at the top of this page will reflect when the most recent version was published. Continued use of the platform after any revision constitutes acceptance of the updated terms.

02

Use of the Platform

Homesbybennett.com is provided for lawful personal use in connection with exploring home insurance coverage information, submitting inquiries, and managing an account if one has been created. Any use of the platform that falls outside these permitted purposes is prohibited.

The following activities are expressly not permitted: automated scraping or harvesting of content from the platform; unauthorized access to platform systems, accounts, or databases; uploading or transmitting malicious code, scripts, or content that could interfere with platform functionality; impersonating another person or entity; and using the platform for any unlawful or deceptive purpose.

HomesbyBennett reserves the right to restrict, suspend, or terminate access for any user whose conduct is deemed harmful, disruptive, or in violation of these terms, without prior notice. Platform access is a privilege, not a right, and may be withdrawn at any time for legitimate reasons.

03

Coverage Information

All content available on homesbybennett.com - including descriptions of coverage types, eligibility guidance, and plan comparisons - is provided for informational and educational purposes only. Nothing on this platform constitutes a binding offer, guarantee, or commitment of insurance coverage.

Coverage availability, terms, and pricing are subject to independent determination based on individual circumstances, applicable underwriting criteria, and the requirements of licensed insurance carriers. The information presented here does not replace a formal assessment by a licensed insurance professional.

Visitors are encouraged to consult with a licensed insurance agent or broker before making any decisions related to home insurance. Reliance on the content of this platform without seeking qualified professional advice is done at the visitor's own discretion and risk.

04

Account Registration

Certain features of homesbybennett.com require the creation of a registered account. When registering, users are required to provide accurate, current, and complete information. Submitting false, incomplete, or misleading information during registration may result in account suspension or termination.

Each registered user is solely responsible for maintaining the confidentiality of their account credentials, including username and password. Any activity that occurs under a registered account is the responsibility of the account holder, whether or not that activity was authorized by them.

If there is reason to believe that account credentials have been compromised or that unauthorized access has occurred, the account holder should contact HomesbyBennett promptly using the information provided in Chapter 07. Prompt reporting helps limit potential harm and supports appropriate remediation.

05

Intellectual Property

All content on homesbybennett.com - including but not limited to written text, images, graphics, logos, design elements, and structural layout - is the property of HomesbyBennett or its licensors and is protected by applicable intellectual property laws. No portion of this content may be reproduced, distributed, modified, or republished without prior written authorization.

Visitors are granted a limited, non-exclusive, non-transferable license to access and view the content on homesbybennett.com for personal, non-commercial purposes only. This license does not convey any right to download content in bulk, reuse it on external platforms, or incorporate it into commercial products or services.

Any unauthorized use of HomesbyBennett's intellectual property - including reproducing the brand name, logo, or platform content in whole or in part - may constitute infringement and could be subject to legal action. When in doubt, written permission should be sought before using any platform content.

06

Limitation of Liability

Homesbybennett.com is provided on an "as-is" and "as-available" basis. No warranties, express or implied, are made with respect to the accuracy, completeness, reliability, or suitability of the content found on the platform. Visitors use this platform at their own risk.

HomesbyBennett makes reasonable efforts to ensure that information is current and accurate, but does not guarantee that the platform will be free from errors, interruptions, or technical issues. The platform may be temporarily unavailable due to maintenance, updates, or circumstances beyond reasonable control.

To the fullest extent permitted by applicable law, HomesbyBennett shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of or inability to use the platform, reliance on information presented on the site, or any interruption to platform access. This limitation applies regardless of the basis of the claim.

07

Contact for Concerns

Questions, disputes, or concerns related to these Terms of Use - including questions about a specific provision, a report of a potential violation, or a request for clarification - should be directed to HomesbyBennett through the contact methods listed below.

All inquiries are reviewed and addressed within a reasonable timeframe. Providing specific details about the nature of the concern helps ensure a thorough and timely response.

Email: benreed@homesbybennett.com
Phone: +1 (559) 629-8052
Mail: 575 East Locust Avenue Suite 203, Fresno CA 93720

08

Updates to Terms

HomesbyBennett retains the right to modify, update, or replace these Terms of Use at any time. Changes may be made to reflect developments in the platform's features, applicable laws, regulatory requirements, or operational practices. Revisions become effective immediately upon publication to homesbybennett.com.

Continued use of the platform following the posting of any revised terms constitutes acceptance of those changes. It is the responsibility of each user to review these terms periodically to stay informed of any modifications. The effective date displayed at the top of this page serves as an indicator of when the current version was last updated.

Users with questions about a specific change or how an update may affect their use of the platform are encouraged to reach out using the contact information provided in Chapter 07. Feedback related to these terms is welcomed and considered as part of ongoing platform improvements.